1. Introduction

Welcome to YazoWorld (“we, “our,” “us”). By downloading, accessing, or using our mobile application (“App”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please refrain from using the App.

2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use YazoWorld services.

3. Our Services

YazoWorld provides secure and seamless payment services, including:

• Sending and receiving money
• Bill payments & mobile recharges
• Digital wallet transactions
• Other financial services as introduced from time to time

4. User Responsibilities

By using YazoWorld, you agree to:

• Provide accurate, up-to-date, and complete personal information.
• Maintain confidentiality of your login credentials.
• Use the App only for lawful purposes.
• Avoid any fraudulent, abusive, or unauthorized transactions.

5. Fees & Charges

Some services may attract transaction fees. All applicable charges will be displayed before confirming your payment.

6. Limitation of Liability

YazoWorld will not be liable for:

• Transaction failures due to incorrect details provided by you.
• Delays caused by third-party payment gateways, banks, or service providers.
• Unauthorized use of your account due to sharing credentials.

7. Account Suspension & Termination

We reserve the right to suspend, restrict, or terminate your account without notice if:

• You violate these Terms.
• Fraudulent or suspicious activities are detected.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts located in Telangana.